Your 3-Bureau Credit Report and Score: Instant Access to Crucial Information
- All 3 bureau credit reports: Experian, Equifax, TransUnion
- All 3 credit scores
- Daily monitoring of your credit information
- Education about your online credit reports and credit scores
- Protection against identity theft and fraud
- 24/7 access and alerts
More About Your Credit Score
Lenders such as banks and credit card companies rely on credit scores to decide if you are a good credit risk. In other words, your credit score is a measure of your creditworthiness. In general, a score above 700 is considered to indicate a ‘good’ credit profile, and a score below 600 is considered to be "poor". Bottom line, your 3 credit scores are the numbers that lenders care about – and they are numbers you won't find in free credit reports.An individual's credit score is based upon historical information such as punctuality of past payments, debt and credit card balances, credit limits, length of credit history, types of credit used and recent applications for credit and/or the amount of credit recently obtained. Each of the three major credit bureaus (Experian, Equifax, TransUnion) has its own way of calculating your credit score, which is why it is important to know all 3 credit scores.
This website is dedicated to making it easy for American consumers to get access to and monitor their credit reports. All of the products we present are provided by Identity Guard®, one of the nation's leading credit management and identity theft service providers.