Your Credit Report
Credit reports and scores are used by lenders, employers and others to assess your creditworthiness. Your credit report is a summary of your financial life, containing information for which accuracy is extremely critical:- A list of all your accounts, including credit cards and loans, current balances and payment history
- Records of companies that have made inquiries to your credit file
- Information on where you live, how you pay your bills, and whether you’ve been sued, arrested, or filed for bankruptcy
Your Credit Score
Your credit score may determine whether you get the things you want and need – a home, a car, a computer and more. The reason: lenders base financial decisions on your credit report score. Each time you apply for credit, the bank reviews your credit report and score. Your credit score is the most important single number they care about – and you typically won't get it from just a free credit report.See Your Whole Credit Picture, Not Just a Piece of it.
The 3-in-1 Credit Report available through this website gives you:- Access to 3 credit reports and 3 credit scores from 3 credit bureaus
- Verification of your lending/repayment history
- Tools to determine how paying off a big purchase on your credit card could affect your credit score
- Monitoring and alerts against identity theft and fraud
- Solutions for protecting your financial future
Credit Monitoring
Effective credit management is not a one-time thing. If you review your credit report once, or once a year, you get a snapshot in time of your credit information, but you will not be notified if it changes. Ongoing credit monitoring with regular updates, along with alerts regarding special changes – changes that can happen the day, week, or month after a one-time review – help you stay on top of your credit situation and protect your credit score.The full package of Identity Guard® 3-in-1 credit reports, credit scores and credit monitoring available through this website can provide you with ongoing peace of mind related to the important credit aspect of your financial well-being.
This website is dedicated to making it easy for American consumers to get access to and monitor their credit reports. All of the products we present are provided by Identity Guard®, one of the nation's leading credit management and identity theft service providers.